15 Years Later Finally A Home Owner

15 Years Later Finally A Home Owner

Credit Repair really does work - patience is a virtue

Not everyone is credit worthy when they decide to purchase a home. In fact, in my experience, I'd say about 20 of those I speak with, need credit guidance. Buying a home requires minimum FICO Score of 580 (at least in Arizona) for some of our Home Buying Grant Programs, that score needs to be at least 640. When I met John and Blanca back in 2003, they wanted to purchase a home, but weren't quite ready. 18 Months ago, they reached out, it was time. We had a "qualifying" conversation and we determined credit building was required so off they went with one of my lender partners, Traci Gratzek of Nova Home Loans.

Over the next 18 months, John and Blanca went through the credit building and repairing process, following every step requested, and doing what was asked of them until we received notification, you are Pre Approved for a Home Loan! The fun began, we found their "forever" home, negotiated a contract and I am happy to say we closed on that home yesterday.

The moral to this story? Not every deal we come across is a "now" deal. Sure I could have "moved" on 15 years ago, never followed up, reached out and stayed in touch with John and Blanca, but I don't play that way. Everyone deserves  shot at the American Dream, their shot just took a little bit longer.

Chris Dunham Headshot
Phone: 602-321-6188
Dated: September 18th 2018
Views: 397
About Chris: Greetings....Chris Dunham here. I am a father of two, consider myself a pretty cool Dad. My son rece...

Property Search

RSS Feed

View our latest blog posts in your RSS reader. Click here to access. RSS

Search Blog

Saved Properties

This is a list of your favorite properties. We will email you if a property is reduced or leaves the market.

Click 'Save' to add a property to this list.

Register / Login

New & returning visitors please enter your information to login.

By clicking 'register' you are agreeing to our terms of use & giving us expressed written consent to contact you.

Questions? Comments? Complaints?

This message will go directly to the head of our team.

Location & Address

Keller Williams Realty East Valley
2077 E. Warner Rd #110
Tempe, AZ